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Medical Plans

9 self-funded plans
6 managed HMO plans (Kaiser Permanente)
Plans with 2-tiered rates: employee or family
Plans with 4-tiered rates: employee, employee &                        spouse, employee & child, or family

Self-funded plans have free choice of provider
No out-of-network penalties
Plans include vision, prescription & preventive care

Deductibles range from $50-$1600 *
Medical out-of-pocket maximum from $500-$4500 *
Prescription out-of-pocket maximum from $0-$6350 *

All plans include Life & Accidental Death & Dismemberment                     benefits **
Base benefits are $25,000 to $50,000
Benefit buyups available

Optional Short Term Weekly Disability coverage may be elected by the employer

                                                                            * Individual
                                                                                               ** For employee

© 2023 UMTA Trust

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